Pay by eCheck or Wire Transfer
Pay by eCheck or Wire Transfer
The Gold Baron offers lower pricing for customers who pay by eCheck or wire transfer.
Where dual pricing is displayed, the eCheck or Wire price is the base purchase price. Eligible electronic payment methods are subject to a 2.99% payment processing fee, resulting in an eCheck or wire price that is approximately 2.9% lower than the corresponding electronic-payment price.
No coupon code or manual discount calculation is required.
How eCheck and Wire Pricing Works
When you select Manual Payment at checkout, the payment processing fee is not added and your checkout total automatically reflects the eCheck or wire price.
You do not need to calculate a discount or adjust your order total yourself.
When an eligible electronic payment method is selected, a 2.99% payment processing fee may be added to the merchandise subtotal and applicable shipping charges.
Applicable sales tax is calculated as required by law. Payment-processing fees may also be taxable where required.
Banking fees, wire-transfer fees, insurance charges, shipping, taxes, and other applicable charges remain the customer's responsibility unless otherwise stated.
Orders Over $2,500
Orders exceeding $2,500 must be paid by eCheck or wire transfer.
Credit cards and other electronic payment methods may not be accepted for orders above this threshold.
The Gold Baron may also require eCheck or wire transfer for certain transactions below $2,500 based on the product, order value, precious-metals market conditions, fraud-prevention considerations, or other transaction-specific circumstances.
Related orders may be treated as a single transaction when reasonably necessary to apply this payment policy.
How to Pay
At checkout, select Manual Payment.
Your order will be created using the applicable eCheck or wire pricing. The total shown at checkout is the amount due. No additional 2.9% calculation is necessary.
Your order is not considered paid simply because Manual Payment was selected. Payment must still be received, cleared when applicable, and verified by The Gold Baron.
ACH / eCheck Payments
The Gold Baron accepts eCheck payments securely through Deluxe Payment Exchange.
Make the eCheck payable to Gold Baron Paydirt LLC and send payment through Deluxe Payment Exchange to thebaron@goldbaronpaydirt.com.
Include your order number in the memo or reference field and submit payment within 48 hours of placing your order unless other arrangements have been approved.
The amount sent should equal the order total shown at checkout. No further discount calculation is required.
ACH/eCheck payments may take several business days to clear. Orders will not ship until payment has fully cleared and been verified.
Wire Transfer Payments
At checkout, select Manual Payment and follow the wire-transfer instructions provided.
The amount received by The Gold Baron must equal the order total shown at checkout.
Wire transfers must be received within 48 hours of placing the order unless other arrangements have been approved.
Customers are responsible for incoming, outgoing, intermediary-bank, and other wire-transfer fees. Any fees charged by a customer's bank or intermediary bank must not reduce the amount ultimately received by The Gold Baron.
Orders will not ship until the required funds have been fully received and verified.
Precious-Metals and Special Orders
Certain precious-metals, special-order, market-sensitive, or high-value products may require eCheck or wire transfer regardless of order amount.
Additional payment, pricing, availability, or funding terms may apply to individual products when disclosed before purchase.
Because precious-metals markets can move quickly, unpaid orders should not be considered indefinite reservations of merchandise or pricing.
When Is My Order Considered Paid?
Selecting Manual Payment does not complete payment.
An eCheck order is considered paid after the payment has successfully cleared and been verified.
A wire-transfer order is considered paid after the full required amount has been received and verified.
Merchandise will not normally ship until all applicable payment requirements have been satisfied.
Payment Deadline
eCheck payments must be submitted and wire transfers must be received within 48 hours of placing the order unless other arrangements have been approved by The Gold Baron.
Orders that remain unpaid after the applicable period may be canceled and the merchandise returned to available inventory.
Because precious-metals prices and product availability can change rapidly, unpaid orders should not be considered indefinite reservations.
Failed, Returned, or Reversed Payments
Returned, rejected, disputed, reversed, or otherwise unsuccessful payments may result in cancellation of the order.
Customers may be responsible for applicable bank-return fees, administrative costs, or other charges arising from a failed or reversed payment.
The Gold Baron may require additional identity or payment verification when reasonably necessary for fraud prevention or transaction security.
Payment Security
Always verify payment and wire-transfer instructions through The Gold Baron's official website or by contacting us directly.
The Gold Baron will never change banking or wire-transfer instructions solely through an unsolicited email.
If you receive unexpected payment instructions, altered banking information, or a request to send funds to a different account, do not send payment until you have verified the instructions directly with The Gold Baron.
Never send passwords, online-banking credentials, or other sensitive banking login information to The Gold Baron by email.
Questions?
If you have questions about paying by eCheck or wire transfer, need wire instructions, or are placing a large precious-metals order, contact The Gold Baron before sending payment.
We are happy to confirm your order total and payment instructions.